Fha Appraisal Requirements Attic

If the appraiser cannot observe the entire attic a head and shoulders observation along with an explanation from the appraiser regarding why the entire attic could not be observed is sufficient.

Fha appraisal requirements attic.

Attic observation requirements the appraiser must observe the interiors of all attic spaces. Visually inspect the subject property both inside and out. Property must have sufficient access to the crawl space. Fha requires that the appraiser observe the attic for evidence of needed repairs and non compliance with fha property eligibility requirements.

If the inspection reveals the need for roof repairs and the. The appraiser is not required to disturb insulation move personal items furniture equipment or debris that obstructs access or visibility. If re roofing is needed fha requires specific guidelines mechanical systems must be safe protected from destructive elements functional durable and of decent quality. Roof must be in good condition and prevent moisture from entering the home.

Overview of fha appraisal guidelines for 2020 according to the 2020 fha appraisal guidelines all properties being purchased with an fha insured mortgage loan must be appraised by a licensed hud approved home appraiser. The appraiser must inspect the attic for evidence of possible roof problems.